We understand that circumstances and plans change, which is why we’re ready to help you switch to coverage that will meet both your current and future needs. It is important to note that you can change to a different provider within certain conditions and legal deadlines. 

The key insurance dates for 2025 are:

Basic health insurance (LAMal/KVG)

• cancellation deadline: Friday 28 November 2025
• decrease deductible: Friday 28 November 2025
• increase deductible: Wednesday 31 December 2025
• change of insurance model: Wednesday 31 December 2025
• choice of new provider: Wednesday 31 December 2025

Supplementary health insurance (LCA/VVG)

• standard cancellation deadline: Tuesday 30 September 2025

Other insurance policies

• as per their terms & conditions (usually 3 months before expiry date)

Get in touch for a no obligation ‘check-up’ to review your current coverage. We can advise you on premiums and the ins-and-outs of switching providers.